Howard Finkelstein is joining First Access as General Counsel to support the many legal facets of our operations in the United States and abroad. A native New Yorker who received his undergraduate degree from Yeshiva University, a masters in English Literature from NYU, and a JD (magna cum laude) from Cardozo Law School. At Cardozo, he served as Notes & Comments Editor to Volume I of the Cardozo Law Review. He is currently a Shareholder at the New York office of Akerman Senterfitt, where he started and heads the Microfinance Industry Practice Group. Howard has been a pioneer in using his legal skills to develop transaction structures to bring together the capital markets and the microfinance sector, having been the lead attorney in a number of historic transactions, including BlueOrchard Microfinance Securitization I (2006), Developing World Markets‘ XXEB CDO (2007), MicroVest‘s CDO (2007) and other transactions. He was counsel to Blue Orchard in BOLD-2, which was named by the Financial Times as Sustainable Deal of the Year for 2007. Howard has advised numerous non-profit and for-profit initiatives related to microfinance and serving the Bottom-of-the-Pyramid, and serves on the board of the Microfinance Club of New York.